A user is lending you 5000 yuan. After deducting 250 yuan's handling fee, RMB 4,750 was actually received, and the loan period was 12 months. The repayment by the user is RMB yuan, and the monthly repayment is RMB yuan, of which the service fee is 100 yuan/month. A user gave you a loan of 6000 yuan, but actually received 5700 yuan. Loan term 12, which shall be repaid to 620 yuan every month; A user is lending you a loan of 10000 yuan, but the actual payment is 9500 yuan. The loan term is 65,438+02 installments, and the monthly repayment shall be RMB. Judging from the real data reflected by the above friends, the interest paid to you is relatively high. Every loan requires a certain handling fee. The higher the loan amount, the higher the handling fee. At the same time, a monthly service fee will be charged. The service fee is also related to everyone's loan amount and loan term. So if you want to lend you money, you can know the corresponding interest and expenses in advance according to the data provided by the above friends, and then make a decision.