Golden bean staging. I stopped being a student after graduation. Can I still apply?
2. What are the brands of ICBC's "Happiness Loan" series?
The loan business names of banks and financial institutions are Happiness Loan of China Industrial and Commercial Bank, Golden Key of China Agricultural Bank, Ideal Home of China Bank, Fang Yi 'an and Express Loan of China Construction Bank, Yifutong of China Minsheng Bank, Tian Tian Province of China Everbright Bank, CITIC Jiajiale of CITIC Industrial Bank and Bank of Communications.
3. What are the names of the loan app?
If you have a bank card, please log in to the mobile banking, click "My"-"All"-"Loan"-"I want to borrow money" and try to apply through this interface. Or apply for our credit card.
4. What are the regular online lending platforms?
The formal online lending platforms are: Xiaomi Loan is a small loan product under Xiaomi Finance, which is pure credit and unsecured. After the user applies, Xiaomi loan system will evaluate the appropriate credit line according to the relevant qualification level of the user, and the maximum amount of a single application is 200,000 yuan. After the user's application is successful, Xiaomi Loan will generally complete the loan within 24 hours. What is online lending? In fact, as the name implies, online lending is online lending. For example, if you borrow money from him on an application, then this is an online loan. And like the flower beds used by many people, these are collectively called online loans. Online lending is online lending. Online lending is actually borrowing money online and lending it to others, commonly known as online lending, but some online lending is safe. It is also a formal channel, and some online loans are informal channels, just like a quilt. These are all formal channels, and the interest is relatively low. So if you borrow money from others online, which is also called online loan, then this kind of online loan is more dangerous, and online loan is also an informal online loan. First, it is clear that the central regulatory authorities and local governments are consistent with the interpretation of supervision: most of the assets and wealth management terminals of the platform operate across regions, which determines that supervision cannot rely solely on local governments, and even requires multiple governments to cooperate with the central supervision. The central supervision department is responsible for formulating policies, grasping the general direction of industry development, and local governments are responsible for specific supervision and implementation. For illegal platforms, the central regulatory authorities and local governments need to unite to crack down on illegal phenomena. Second, it is clear that online lending institutions are information intermediaries rather than credit intermediaries. Interpretation: It is clear that the online lending platform is an information intermediary rather than a credit intermediary. In fact, it is required that the platform should not promise to protect capital and interest, and clarify the positioning of the online lending platform as an information intermediary. For some platforms to promote capital preservation and interest protection, it is actually misleading investors to ignore investment risks and only pay attention to the platform background and commitment. Thirdly, the interpretation of the small-scale decentralized business model of institutions in peer-to-peer lending: The Interim Measures for the Administration of Online Loans further clarifies that the platform should follow the small-scale decentralized business model on the basis of the online loan consultation draft. The Interim Measures of peer-to-peer lending clearly stipulates that individuals can't borrow more than 200,000 yuan on one platform and 1 10,000 yuan on other platforms. Enterprises can't borrow more than 6.5438+0 million on one platform, and can't borrow more than 5 million on other platforms.