In fact, you can do this, find your son, have a good communication with him and ask him why he wants a loan. And tell him the harm of such a loan.
If he tells you that he is addicted to loans and can't control himself, even spending can stimulate his senses. At this time, he is hopeless and can only take compulsory measures.
How do parents repay the debts owed by their children?
What should parents do after their children owe a huge sum of money?
Disaster begins at the root. Parents must first think deeply. Where do the children who are caught in online loans spend their money? Why do they borrow money online? Many children leave their families alone and enter universities and society. Faced with many temptations, vanity will make them lose their judgment and lead to blind conformity in consumption. Because I don't have much money, I'm embarrassed to talk to my family. When I came into contact with online loans, it was like opening Pandora's box and consuming something that didn't match my life. Most of their mobile phones have dozens of loan apps, robbing Peter to pay Paul, and covering eight cylinders with five, but the covers are uneven. Due to the lack of social experience, I don't realize the importance of things, and I often wait until I owe hundreds of thousands and can't stand the pressure before I confess to my family.
In fact, what parents are afraid of is not that their children make mistakes, but that they should be self-righteous. At this age, it is excusable to make such a mistake. You can understand that online lending is a routine, and children don't have enough ability to distinguish right from wrong before they fall into it. At this time, remember not to stimulate children. He already feels guilty. If his parents and family satirize him again, he may blame himself for a while and do extreme things. It is important to give children critical guidance at critical moments.
Don't blindly repay, seek the help of professionals. If parents are in a hurry and choose to pick the snow to fill the well, I am afraid that the money earned in this life is still unclear about the principal and interest of online loans. First of all, no matter how threatening or intimidating the other party is, you can't compromise, and you must never fall into the trap of paying off debts with loans. Protect yourself with legal weapons for the first time, and stop loss early. After combing, professional lawyers gave pertinent and effective suggestions.