Legal analysis: you can add your spouse's name after marriage, but you need the consent of the loan bank and pay some fees. 1. Go to the bank to change the mortgage (with the consent of the lending bank). 2. Handling expenses: In addition to the small amount of work cost mentioned in the first case, if it is a provident fund loan, additional expenses are required 100 yuan; If it is a portfolio loan (provident fund loan+commercial loan), 200 yuan handling fee will be added.

Legal basis: The establishment, alteration, transfer and extinction of the real right of immovable property in 208th of People's Republic of China (PRC) Civil Code shall be registered according to law. The establishment and transfer of the real right of movable property shall be delivered according to law. Article 209 The establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law. Natural resources owned by the state according to law may not be registered.