Legal analysis: you can add the woman's name to buy a house with a prenuptial loan. However, in general, banks and the Housing Authority are not allowed to change the owner when the house is mortgaged. But the loan is still paid after marriage, and the expenses at this time belong to two people. According to the current law, the house also belongs to the property of non-lender.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 1063 The following property is the personal property of one of the spouses:

(1) one party's premarital property;

(2) Compensation or compensation obtained by one party for personal injury;

(3) Property that is determined to belong to only one party in the will or gift contract;

(4) Daily necessities used exclusively by one party;

(five) other property that should be owned by one party.