Today's high housing prices have discouraged many people who just need it. Now many people have the need to buy a house, but they can't afford to buy a house in full, so people choose mortgage loans to buy a house. Because the loan policies in different regions are different, it is necessary to master the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you are going to buy a house in Pei county, what is the down payment 12 1 ten thousand yuan? How much is the mortgage? Let me show you the relevant information below!

If the first suite is purchased, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is,1210000 * 30% = 847,000 yuan, and the loan period is 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.

If it's a second suite, it's not less than 50% of the appraised house price, that is, for a house with a total price of 12 10000 yuan, the down payment needs1210000 * 50% = 605000 yuan; If the provident fund loans the second suite, the loan amount is 600,000.

Regarding the down payment and mortgage in Pei County, if you are going to buy a house with a price of 1, 2 1, 000 yuan in Pei County, you should make full financial preparations. The down payment is not a small expense, and the monthly mortgage should be counted. Will it affect your quality of life in the next few years or even decades? The above is the content of Pei County housing loan I provided for you. I hope it will help you!