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Most companies will apply for housing provident funds for their employees. Many employees will want to apply for provident fund loans or withdraw provident funds for reasons such as buying or renting a house. , so after everyone has applied, how long will it take for the provident fund to be received? Next, the editor will briefly introduce to you how long it takes to receive the housing provident fund. \r\n\r\n1. According to experts from Qijia.com, after everyone completes the provident fund withdrawal procedures, the withdrawal amount of the provident fund usually arrives in your account within 3-7 working days. If we apply for a housing provident fund loan, the loan period will be longer, and it usually takes 1-2 months to disburse the loan. There may be differences in the provident fund approval time in different places. You can consult the local provident fund staff for specific how long it takes to receive the provident fund. \r\n\r\n2. Whether you are applying to withdraw provident fund or apply for a provident fund loan, you must comply with the relevant requirements of the local provident fund; for example, employees who purchase commercial housing, build and renovate houses, repay the principal and interest of mortgage loans, rent commercial housing, etc. can apply for withdrawal Provident fund. There are also relevant regulations on the number of withdrawals of provident funds. For specific information and steps required to apply for withdrawal of provident funds, you can check the local provident fund official website. \r\n\r\n3. When applying for a provident fund loan, you also need to pay attention to the fact that the amount of provident fund loans is limited. For example, the maximum loan amount for a first-time home purchaser in Beijing is 1.2 million yuan; the maximum loan amount for a single-employee purchaser of a first-time home in Guangzhou is 600,000 yuan; the maximum loan amount for a dual-income family is 1 million yuan, etc. The provident fund loan amount you apply for may not be enough, so many people will choose a combination loan. To apply for a combination loan, you must meet the requirements of both a provident fund loan and a commercial loan. \r\n\r\nThe editor summarizes: Regarding how long it takes for the housing provident fund to arrive, the editor will briefly introduce it to you here. I hope that after reading this article, everyone can understand this. Before applying for a provident fund loan or withdrawing provident fund, you can go to the local provident fund center to learn about application materials and other relevant information.

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