2017 On June 6, Wang, a resident of Wen 'an County, learned from a friend that Cao Weifeng could help people with online loans. After contacting, Cao Weifeng said that there was no problem. 12, Xiao Wang's mobile phone, ABC card and ID card were taken away by Cao Weifeng. He successfully applied for a net loan of 3,200 yuan in three times through the face recognition system. Cao Weifeng asked Xiao Wang to leave his mobile phone on the grounds that he could still do it.
201June 4, 7 17 I feel that the loan may be repaid soon. Xiao Wang contacted Cao Weifeng and wanted to get his mobile phone back. Cao Weifeng's reply was "I haven't paid off the loan yet" and refused to return the mobile phone.
On the evening of 6th 1 1, another mobile phone used by Xiao Wang received a customer service message from Taobao Jindasheng flagship store, "You spent RMB 4,830.08 in our store, please verify the address". Thinking that he didn't buy jewelry through Taobao, Xiao Wang quickly contacted Cao Weifeng, who said "I don't know about it". So, Xiao Wang applied for a refund from Taobao.
Subsequently, Xiao Wang, who was always uneasy, logged into his Alipay account and found that his ant flower garden was transferred for 30,000 yuan in four times, of which 1 10,000 yuan was transferred to Cao Weifeng.
17 On June 6th, Xiao Wang went to Cao Weifeng to get his mobile phone back. When he went to the bank to check the running water, he found that from June 6 to June 6, 15, a total of 59,000 yuan was transferred from his account. On June 20 18 17, Wang reported to the public security organ. On March 20th, 20 18, Cao Weifeng was arrested.
Cao Weifeng is from Bazhou City, Hebei Province. After being brought to justice, he confessed the criminal facts of fraud. "I applied for an online loan for her through Xiao Wang's mobile phone. I actually applied for many loans for her, but I told her that she only applied for several thousand yuan. I transferred her money to my WeChat and Alipay. "
It turned out that Cao Weifeng told Wang to handle a loan of 3,200 yuan for her, but in fact the loan amount was more than 63,000 yuan. "When I gave her a loan, she gave me her mobile phone and told me the WeChat password. In addition, I used her mobile phone to change her Alipay password through the password forgetting function. " In this way, Cao Weifeng unwittingly transferred Wang's 59,000 yuan.
Cao Weifeng fabricated the facts and promised to handle thousands of yuan of online loans for others. In fact, he used Wang's mobile phone and personal information to transfer a large number of loans to his own name for profligacy, causing huge losses to other people's property, causing great social harm and being suspected of fraud. A few days ago, Wen 'an County Procuratorate approved the arrest of Cao Weifeng on suspicion of fraud.
The prosecutor suggested that peer-to-peer lending was developing rapidly. When using mobile phones to handle financial services such as loans, we should raise awareness of prevention, and at the same time pay attention to protecting our personal information to prevent personal information from being illegally used and causing unnecessary economic losses.