If the speed is fast, it may be completed within a week; If the speed is slow, it may still be under review for more than two weeks.
Of course, sometimes things are delayed, and it may take longer. For example, the bank settlement at the end of the year may take more than one month to complete the examination and approval.
Don't worry, the audit results will be notified whether they pass the audit or not.
After receiving the notice, those who have passed the examination and approval can sign the loan contract, handle the mortgage and other related procedures, which can be completed in about a week, and then enter the lending stage.
And the loan usually arrives in a month or so.
Generally speaking, it takes about two or three months from submitting a loan application to paying the funds, so just wait patiently.
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How long can the provident fund loan be approved?
After the application is submitted, the provident fund loan will generally be approved within one month, and the specific time spent is related to qualifications, information provided and work efficiency.
It is recommended to wait patiently until the audit results come out, regardless of whether the approval is passed or not, it will be notified immediately.
If the approval progress is delayed, you can also contact the staff of the local housing provident fund management center for consultation to see what caused the delay or has been rejected.
However, if the notice of the audit result is successfully received, those who pass the examination and approval need to sign the loan contract at the outlet in time and go through the relevant procedures such as mortgage registration, then entrust the bank to lend money, and the real estate developer will receive the remaining house payment and repay it in installments on time according to the contract.
The follow-up process will take about one to two months.
Therefore, it takes about two or three months to apply for a provident fund loan.
If there is a shortage of funds and the banking business is busy, there may be a delay, which will take three to five months or even longer.