China Bank's personal mobile phone bank loans overdue usually refers to the phenomenon that after the loan expires, the borrower fails to repay the loan principal and interest to the loan bank according to the loan period agreed in the loan contract, and fails to handle the relevant extension or loan extension, resulting in the loan exceeding the agreed period.

1. In the overdue information query, only the overdue information of the loan account can be found, but the returned information cannot be found.

2. Accumulated overdue interest includes penalty interest.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.