After one month, the account of the resigned person is generally in a sealed state. After the housing provident fund management center submits the above materials, the housing provident fund management center will remit money to the personal account through the bank account.

Provisions on the withdrawal of provident fund are as follows:

1. Loan to buy a house: employees who have paid the housing provident fund for a specified number of years can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses;

2. Withdraw to buy a house: employees who deposit their own houses can apply for withdrawing the balance in the housing provident fund account, and the withdrawal amount cannot exceed the purchase amount;

3. Withdrawal and repayment of housing loans: the balance in the housing provident fund account can be used to withdraw and repay housing loans, including commercial housing loans, provident fund loans and portfolio loans;

4. Withdraw and pay the rent: you can apply for withdrawing the balance in the housing provident fund account to pay the rent, and employees and spouses can withdraw it once a year;

5. Housing renovation: employees who have paid housing provident fund can apply for withdrawing the amount in the housing provident fund account for housing renovation, or apply for housing provident fund renovation loans;

6. Withdraw and pay the property management fee: the housing provident fund can also withdraw and pay the property management fee;

7. Withdraw and pay medical expenses: If employees or their family members suffer from major diseases or major operations, they can apply for withdrawing the amount in their housing provident fund account to pay the self-funded part of the social insurance medical expenses after reimbursement;

8. Difficulties in family life can be withdrawn: when an employee's family encounters difficulties in family life caused by major emergencies, they can apply for withdrawal of the balance in the housing provident fund account;

9. Withdraw all the balance from account cancellation: In any of the following circumstances, the employee may apply for withdrawing all the balance from the housing provident fund account and cancel the individual housing provident fund account:

(1) Resignation;

(2) Going abroad or settling in Hong Kong, Macao and Taiwan;

(three) completely lose the ability to work and terminate or terminate the labor relationship with the unit;

(4) Employees whose registered permanent residence has moved out of this city or other cities shall terminate or terminate their labor relations with their units.

The materials required to withdraw the provident fund are as follows:

1, house purchase contract;

2. Purchase invoices;

3. Real estate license;

4, housing provident fund withdrawal application form;

5. Original and photocopy of ID card;

6.my bank card.

To sum up, as long as the conditions for full withdrawal of housing provident fund are met, all the storage balance in the employee's own housing provident fund account can be withdrawn, and at the same time, the employee's individual housing provident fund account can be cancelled.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund

In any of the following circumstances, the employee may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.

Article 25

If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.

Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.