The "Implementation Opinions" clarify that affordable rental housing is mainly supplied to groups such as new citizens without housing, youth, and urban basic public service personnel. In principle, there is no income line threshold. In principle, affordable rental houses are mainly small-sized units with a construction area of about 70 square meters, and the proportion of small-sized units is not less than 80%. Affordable rental housing that has been started or completed may appropriately relax the area standard. Newly started affordable rental housing should be equipped with reasonable commercial service facilities. The market rent of the project and the rent standard of affordable rental housing are adjusted in the same proportion according to the market supply and demand, with an annual increase of no more than 5%. In the case of meeting the demand, it can be rented to the society. In principle, the term of a single lease contract for affordable rental housing shall not exceed 5 years, the maximum one-time rent shall not exceed 1 year, and the deposit shall not exceed 1 month. The lessee shall not destroy the facilities and equipment of the affordable rental house, decorate or sublet or lend it without authorization, and shall not change the lease purpose.
According to the implementation opinions, during the Tenth Five-Year Plan period, Hefei plans to raise 6.5438+0.5 million sets of affordable rental housing. In principle, the annual rental housing land supply area is determined to be no less than 654.38+00% of the residential land supply area, and strive to increase the proportion of affordable rental housing in the total supply of new housing by more than 30%. By 2025, the housing security system with public rental housing, affordable rental housing and housing with property rights will be basically improved, and the housing system with multi-subject supply, multi-channel security and rent-and-purchase will be basically established, and the housing difficulties of new citizens, young people, urban basic public service personnel and other groups will be effectively alleviated, and outstanding housing problems will be basically solved.
First mention of "in kind and subsidies"
The security of affordable rental housing mainly includes two ways: physical supply and rental subsidy. The affordable rental housing provided in kind is mainly raised through the new supply of state-owned construction land, collective management construction land, idle land of enterprises and institutions, supporting land of industrial parks and the construction of idle housing in stock, as well as the stock housing revitalized by state-owned housing leasing enterprises. Public rental housing and idle resettlement houses for newly employed workers without housing and migrant workers with stable employment in cities and towns can be used as affordable rental houses. The rental subsidies for affordable rental housing mainly include monetary subsidies for newly employed workers without housing and migrant workers with stable employment, and rental subsidies for talents with housing.
Huang Hui, a senior analyst at RealData, said that the policy mentioned "in kind and subsidies" in parallel for the first time, and the guarantee method was more flexible. According to the "Implementation Opinions", the security of affordable rental housing can be guaranteed by issuing rental subsidies, and specific groups that have already enjoyed monetary subsidies for public rental housing and talent housing can be included in the scope. These tenants can also choose affordable rental housing, which is conducive to improving the security efficiency of affordable rental housing while doing a good job of policy convergence. Other cities can learn from it.
The "Implementation Opinions" takes into account business sustainability, and leasing companies participate more actively. The "Implementation Opinions" put forward the principles of "the government guarantees the basics, the rent is affordable, and the operation is sustainable", and put forward that "the rent standard should be adjusted according to the proportion of market supply and demand" and "it can be rented to the society when the demand is met", which can enhance the rental enterprises' expectation of reasonable profit of the affordable rental housing project, reduce the operating pressure of the rental enterprises, effectively enhance the participation of the rental enterprises, and set the minimum scale threshold for idle land construction projects.
Idle and inefficient use of non-residential housing stock, do not pay the land price during the period of affordable rental housing.
The implementation opinions include supporting policies such as land, finance, taxes and fees, finance and public services.
Specifically, in terms of land support policies, 1. Support the use of urban collective construction land, industrial parks or convenient transportation areas to build affordable rental housing; Rural collective economic organizations can build and operate affordable rental housing through self-construction, joint venture and shareholding; The right to use the collective operating construction land for the construction of affordable rental housing can be mortgaged.
2 enterprises and institutions to obtain the right to use the land in accordance with the law, in line with the planning, ownership unchanged, in line with safety requirements, approved by the municipal government, can be used for the construction of affordable rental housing, the original allocation of land can continue to be allocated, without paying the land price; Support the rational use of idle land of public facilities to build affordable rental housing; Allow land users to build their own or cooperate with other market entities to build and operate affordable rental housing. In principle, it should be built independently and managed in a closed way, with a construction area of not less than 3,000 square meters or not less than 50 sets (rooms).
Key industrial enterprises with more than 3,500 people or an annual output value of 1 100 million yuan can increase the upper limit of land area for supporting the construction of administrative office and living service facilities for industrial projects from 7% of the total land area of the project to 15% with the approval of the municipal government, and correspondingly increase the upper limit of construction area. The increase is mainly used for the construction of dormitory-type affordable rental housing, and construction is strictly prohibited. Encourage industrial parks to focus on the land area or construction area corresponding to the supporting proportion of some industrial projects, coordinate the needs of small and medium-sized enterprises, and uniformly plan and build dormitory-type affordable rental housing. The project can be invested and constructed by the industrial park management committee, or jointly invested and constructed with industrial project enterprises. If the plot ratio, building density and building height of industrial land are adjusted, the relevant regulatory detailed planning shall be adjusted according to the procedures after comprehensive evaluation, and the relevant project approval procedures shall be handled according to law.
4. Idle and inefficient use of commercial offices, hotels, factories, warehouses, scientific research and education and other non-residential stock houses are allowed to be converted into affordable rental houses on the premise of conforming to the planning principles, unchanged ownership, meeting safety requirements, respecting the wishes of the masses and no expropriation plan within two years; During the period of being used as affordable rental housing, the nature of land use will not be changed and the land price will not be paid back.
5. The land for affordable rental housing can be supplied by means of transfer, lease or allocation, in which the rental price and adjustment method of affordable rental housing can be used as preconditions for transfer or lease, allowing the transfer price to be collected by stages. Encourage the construction of affordable rental housing in and around industrial parks, near rail transit stations, on the roof of subways and in key urban construction areas.
Support banking financial institutions to provide long-term loans to self-sustaining entities of affordable rental housing.
Huang Hui said that the Implementation Opinions provided financial and tax support to alleviate the financial pressure of the project. The leasing industry generally faces financing difficulties. The "Implementation Opinions" clearly increase credit support, support financial institutions to provide long-term loans and debt financing in a market-oriented manner, and support the application for REITs pilots, which will hopefully gradually solve the problem of exiting the heavy asset model and increase the supply of affordable rental housing.
In terms of financial support policy, in addition to actively seeking special subsidies from the central and provincial levels to support eligible affordable rental housing projects, Hefei will also arrange a certain proportion of low-rent housing security funds from the net proceeds of land transfer for the development of affordable rental housing.
In terms of supporting policies such as taxes and fees, Hefei uses non-residential stock land and non-residential stock houses to build affordable rental housing. After obtaining the confirmation letter of affordable rental housing project, housing leasing enterprises can choose to rent the above-mentioned affordable rental housing to individuals and apply the simple tax calculation method to calculate and pay the value-added tax according to the collection rate of 5% minus 1.5%, or apply the general tax calculation method to calculate and pay the value-added tax; Small-scale taxpayers of value-added tax in housing leasing enterprises rent their houses to individuals and pay value-added tax at the tax rate of 5% minus 1.5%; Enterprises, institutions, social organizations and other organizations rent affordable rental housing to individuals and specialized large-scale housing leasing enterprises, and the property tax is levied at a reduced rate of 4%.
In terms of financial support policies, we will increase credit support for the construction and operation of affordable rental housing, and support banking financial institutions to provide long-term loans to self-sustaining entities of affordable rental housing in a market-oriented manner. In accordance with the principles of legal compliance, risk control and commercial sustainability, loans are provided to housing leasing enterprises that rebuild existing houses and form non-proprietary affordable rental housing. Support banking financial institutions to issue financial bonds and raise funds for affordable rental housing loans. Support enterprises to issue corporate bonds, corporate bonds, non-financial corporate debt financing instruments and other corporate credit bonds for the construction and operation of affordable rental housing. Enterprises that hold and operate affordable rental housing with sustained and stable cash flow can use real estate mortgage as a means of credit enhancement and issue housing lease guarantee bonds. Support commercial insurance funds to participate in the construction of affordable rental housing in accordance with the principle of marketization. Loans related to affordable rental housing should be treated differently in the implementation of real estate loan management. Support real estate investment trusts and real estate investment trusts (REITs) in the field of infrastructure application for affordable rental housing projects.
At the same time, the lessee of affordable rental housing can apply for a residence permit with the proof of housing lease contract filing, and enjoy basic public services such as compulsory education, medical and health care, and provident fund.
The Implementation Opinions simplifies the approval process, shortens the approval time within 40 working days, and clarifies the "legal status" of housing. Huang Hui said that there are some non-residential projects on the market at present. Because the property rights of real estate can not be approved, it is difficult to be included in the management of affordable rental housing, and it is impossible to enjoy a series of preferential measures such as housing rental tax subsidies. In addition to exploring simplified procedures such as notification commitment, merger process and joint acceptance system, the Implementation Opinions also clearly established a project confirmation system, which was reviewed and confirmed by the district government, which solved the problem of "birth certificate" for many non-residential projects and reduced the application approval process. After the project has legal status, it can enjoy preferential policies and increase the enthusiasm of enterprises.
The "Implementation Opinions" stipulates that affordable rental housing projects must be confirmed as a whole, and may not be registered, transferred or mortgaged separately, and may not be listed for sale or sold in disguise. It is strictly forbidden to operate illegally or defraud preferential policies in the name of affordable rental housing. Eligible projects involving the overall transfer shall be reported to the municipal government for approval. After the transfer, the nature of the original affordable rental housing remains unchanged, and the land use and land acquisition methods remain unchanged. Among them, the affordable rental housing built within the scope of industrial projects must be transferred together with the productive workshop, and may not be transferred separately; Industrial project enterprises and industrial park management committees jointly invest in the construction of affordable rental housing, which involves the transfer of some of its property rights, and industrial park management committees can give priority to purchase. In case of demolition, the indemnificatory rental housing reconstructed from the non-residential stock housing built by enterprises and institutions with idle land will still be compensated according to the original land use and acquisition method.
According to the "Implementation Opinions", Hefei will set up a leading group for affordable rental housing to promote the work of affordable rental housing in the whole city. Improve the city housing rental transaction service platform, establish the information data sharing mechanism of all departments, strengthen the application, identification, construction and operation management of affordable rental housing projects, and realize online processing of affordable rental housing project approval, housing release, access and exit, online signing and filing, and rent payment.