Third party bank loans. Tesla is an American electric vehicle and energy company, which produces and sells electric vehicles, solar panels and energy storage equipment. In addition to withholding loans from third-party banks, it can also pay loans from Tesla. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.