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In the pre-lending investigation of personal credit loans, the contents that the lending bank needs to verify are ().
Answer: a, b, c, d, e

In the pre-lending investigation of personal credit loans, the lending bank shall verify whether the information provided by the borrower is complete, true, legal and effective; Inform the borrower of the obligations and responsibilities for breach of contract; It is necessary to go to the borrower's unit or residence to investigate and verify the situation and interview the borrower.