2. If you only applied for one loan and didn't apply for other loans at ordinary times, you can wait 1 month before applying for a loan. Loans that are not particularly strict generally have no impact.
3. If you want to wait for the online loan application record to be eliminated, it will take about 5 years before the previous record will be overwritten.
Extended data
1. How many months of inquiry records does the credit report show?
As mentioned earlier, there are many types of credit records, and different types have different display times:
1. Credit information records the basic information handled by the lender, including loans, credit cards, guarantees, etc. , will always be displayed in the credit report.
2. Overdue record refers to the record that credit business such as loans or credit cards fails to repay on time, and it will be displayed for 5 years after the termination of bad behavior.
3. Public records refer to payment information such as social security and provident fund, which will show the records of the last five years.
4. Inquiry record refers to the record left after inquiring about the credit report, which will display the inquiry records in the last two years.
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