Proportion of housing provident fund deposit in Sichuan Province
Subjectivity of law: With the development of society, people pay more and more attention to the problem, among which the legal provisions of the proportion of housing provident fund in Chengdu are also very concerned. In order to help you solve this problem, I have compiled this knowledge, hoping to help you. 1. Payment ratio of housing provident fund in Chengdu: 5%- 12% The notice stipulates that the units that pay housing provident fund shall be within 5%- 12%, and the payment ratio of unit housing provident fund and employee housing provident fund shall be determined. Private enterprises with differentiated housing provident fund deposit requirements can apply to the provident fund center and handle related business according to regulations. Regarding the deposit base, the Notice stipulates that the deposit base of housing provident fund shall be calculated according to the average monthly salary of employees in the previous year, and the calculation caliber shall be implemented in accordance with the Notice of the National Bureau of Statistics on Conscientiously Implementing the Provisions on the Composition of Total Wages. 20 19 the upper limit of the deposit base of housing provident fund is 2 1498 yuan. The lower limit of the deposit base is in accordance with the relevant provisions of the minimum wage standard of Chengdu in the previous year, and the following standards are implemented: the lower limit of the deposit base of housing provident fund in Chengdu Tianfu New District, Chengdu High-tech Zone, Jinjiang District, Qingyang District, jinniu district, Wuhou District, chenghua district, Longquanyi District, qingbaijiang district, Xindu District, Wenjiang District, Shuangliu District, Pidu District and Xinjin County is 1780 yuan; The minimum deposit base for jianyang city, Dujiangyan, Pengzhou, Qionglai, chongzhou city, Jintang, Dayi and Pujiang counties is 1.650 yuan. Second, the loan conditions of Chengdu provident fund loan applicants must meet the following conditions at the same time: 1, employees with permanent residence in cities and towns or valid proof of residence; 2. At the time of application, the housing provident fund has been normally deposited in the provident fund center for more than 6 consecutive months, and the provident fund has not been withdrawn to pay the down payment for the purchased house, and there is no balance of provident fund loans; 3. There is a contract or agreement for the purchase of housing, and the down payment amount is not less than the proportion of the value of the purchased housing; 4. Have a relatively stable professional and economic income, have the corresponding loan repayment ability, and have good personal credit; 5. Take the assets recognized by the provident fund center as collateral or pledge, or take a unit with sufficient compensatory capacity as guarantor; 6, other conditions stipulated by the provident fund center.