What are the conditions for Agricultural Bank of China's Lefenyi loan?

Bank loans, simply put, are loans granted by banks to borrowers. An economic act in which funds are loaned to those in need of funds and repaid within an agreed period. To apply for a bank loan, you need to meet the following conditions:

1. Age

The age of the borrower needs to be under 18 to 60 years old, and the borrower’s actual age plus the loan application period must not exceed 70 years old.

2. Identity

As long as the borrower is a citizen with full capacity for civil conduct, the application can be made. Citizens from the Mainland, Hong Kong, Macao, Taiwan or foreign countries can apply.

3. Work income

The borrower needs to have a legal and stable job and source of income, and have the ability to repay the principal and interest of the loan on time.

4. Personal Credit

The applicant's personal credit situation is very important. There must be no bad credit record, otherwise it will be difficult to apply for a bank loan.

In general, bank loans generally require guarantees, house mortgages, or proof of income, and people with good personal credit have a higher application success rate.

If you have capital turnover needs, it is recommended that you use Youqianhua. Youqianhua is a credit service brand under Duxiaoman Financial (original name: Baidu Youqianhua, changed its name to "Youqianhua" in June 2018 "), big brands are reliable, have low interest rates and are trustworthy. Have money to spend - Manyidai, the maximum loan amount is 200,000, and the daily interest rate starts as low as 0.02%.

Click to measure the amount online

It has simple application, low interest rate and fast loan , flexible borrowing and repayment, transparent interest rates, and strong security.

Share with you the application conditions for Youqianhua: The application conditions for Youqianhua are mainly divided into two parts: age requirements and document requirements. 1. Age requirement: between 18-55 years old. Special reminder: Youqianhua declines to provide consumer installment loans to college students. If you are a college student, please give up the application. 2. Document requirements: During the application process, you need to provide your second-generation ID card and personal debit card. Note: The application only supports debit cards, and the application card is also your borrowing bank card. My identity information must be the second-generation ID card information. Temporary ID cards, expired ID cards, and first-generation ID cards cannot be used to apply. Online loans are risky, so be careful when choosing!