The handling bank shall allow eligible borrowing students to repay their loans in advance. Borrowing students can repay the loan in advance through personal mobile banking and personal online banking, or apply through the handling bank. For the part of the loan repaid in advance, the handling bank shall charge interest according to the actual term of the loan, and shall not charge any other fees except the interest payable. The handling bank agrees to repay the loan in advance, and the borrowing students are not allowed to make any further demands. Borrowing students can apply for prepayment in the personal online banking and personal mobile banking channels of Bank of China after opening the personal online banking and personal mobile banking of Bank of China, without the approval of Bank of China.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.