Current location - Loan Platform Complete Network - Loan intermediary - Is it limited in Tianjin?
Is it limited in Tianjin?
Legal analysis: Except for Binhai, all other areas in Tianjin are restricted.

Non-local registered households with 1 set or more houses, local registered households with 2 or more houses, and adult singles with 1 set or more houses (including unmarried and divorced) are suspended from buying new commercial housing and second-hand housing in this city (except Binhai New Area).

Non-registered families who purchase houses in this city need to provide proof of continuous payment of social insurance or personal income tax for more than 2 years in this city within 3 years. The paid social insurance or personal income tax certificate shall not be used as a valid certificate for purchasing a house.

Legal basis: Notice on Perfecting Differentiated Housing Credit Policy For households who own/kloc-0 apartments in Tianjin or have no housing in Tianjin but have housing loans (including housing provident fund loans), they should apply for commercial personal housing loans to implement two sets of housing credit policies, and the down payment ratio should be adjusted to not less than 60%. For households in Tianjin who have no housing and no housing loan records (including housing provident fund loans), the minimum down payment ratio is 30%; Suspension of commercial personal housing loans with a loan term of more than 25 years (excluding 25 years).