Chengdu Housing Provident Fund Loan Conditions 1. A natural person with full capacity for civil conduct and has not reached the legal retirement age; 2. A stable job and economic income, and good personal credit; 3. A permanent urban residence or a valid identity document; 4. The housing provident fund has been paid and deposited normally in the provident fund center for more than 6 consecutive months (inclusive), the provident fund has not been withdrawn to pay the down payment of the purchased house, and there is no housing provident fund loan balance; 5. Two or more people For employee families, the maximum single loan amount is 700,000 yuan, and for a single employee, the maximum single loan amount is 400,000 yuan; 6. There is a contract or agreement to purchase a house, and the down payment amount is not less than 20% of the value of the house purchased; 7. Be able to provide a guarantee method approved by the Chengdu Housing Provident Fund Management Center; 8. Other conditions specified by the Chengdu Housing Provident Fund Management Center.
Materials required for Chengdu housing provident fund loan 1. Second-generation ID card or military officer ID card, household registration book, and marriage certificate of the applicant and spouse (if divorced, provide divorce certificate, if single, provide certificate of unmarried status), the above materials You need to prepare the original and 3 copies; 2. Two originals of the house purchase contract, attachments and supplementary agreement; 3. The original and 1 copy of the down payment receipt and credit card POS slip or cash receipt; 4. The lender’s family home Original certificate of registration record information; 5. Original and copy of entrusted repayment savings card or passbook; 6. Original income certificate with official seal; 7. Original provident fund deposit certificate issued by Chengdu Provident Fund Management Center; 8. Chengdu Provident Fund Management Center Other materials requested. , which provides a wide range of loan products with low threshold and fast disbursement. Come if you are interested!