1. With the proof of withdrawal, the applicant applies to the branch of the Municipal Housing Provident Fund Management Center for withdrawal of housing provident fund, and after examination and approval, an Approval Form for Withdrawal of Housing Provident Fund is issued.

2. Those who retire, buy new self-occupied housing, buy and re-trade self-occupied housing or repay the housing provident fund loan within the administrative area of Nantong can also log in to the online business hall of Nantong Housing Provident Fund or the mobile phone APP to apply for it.

The provident fund loan has the following requirements:

1. The borrower has reached the age of 18 and has full capacity for civil conduct;

2. The borrower has a stable job and income, and has the ability to repay the loan principal and interest;

3. The applicant's personal credit status is good;

4. The borrower has the relevant procedures and documents for purchasing, constructing, renovating and overhauling the self-occupied ordinary house, and has paid the down payment according to the regulations. The down payment for the first suite with a purchase area of less than 9 square meters shall be at least 2%, and that for the first suite with a purchase area of more than 9 square meters shall be at least 3%;

5. The borrower has paid the housing provident fund in full and on time for 6 consecutive months, and the status of the housing provident fund account is normal when applying for the housing provident fund loan;

6. There is no outstanding housing provident fund loan in the name of the applicant and his spouse;

7. provide assets that meet the legal requirements and have been approved by the management center as a guarantee.

8. Meet other conditions stipulated by the local housing provident fund management center.

Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund

Employees may withdraw the balance stored in the employee's housing provident fund account under any of the following circumstances:

(1) purchasing, constructing, renovating or overhauling their own houses;

(2) retired;

(3) completely losing the ability to work and terminating the labor relationship with the unit;

(4) leaving the country to settle down;

(5) repaying the principal and interest of the house purchase loan;

(6) the rent exceeds the prescribed proportion of family wage income.

in accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account will be included in the value-added income of the housing provident fund.