It is best to pay back the balance of the student loan. The balance treasure in Alipay is a wealth management project, and the money deposited has interest. The higher the amount, the greater the interest. However, the disadvantage is that the money in Yu 'ebao can only be transferred away and cannot be withdrawn for consumption, so it is still convenient to store in the balance and can be taken at will. Of course, if you want to earn some interest, it is ok to keep it in Yu 'ebao. The final choice still depends on the individual.

1. What's the difference between Yu 'ebao and Yu 'ebao?

1, with different properties. Yu 'ebao is a monetary fund and a wealth management product under Alipay. It has no online payment function, only binds Alipay, and completes payment through Alipay's payment process. In fact, Alipay has completed the online payment process. In essence, this thing does not have the third-party payment function like Alipay.

2. The income is different. The balance of Alipay, like the funds deposited in Alipay by bank cards, will not increase or decrease. Yu 'ebao is profitable. Although the profit is relatively small, it can increase the balance.

Second, the repayment method of student loans.

There are two repayment methods for student loans: Alipay repayment and bank repayment. All loans are interest-free while students are in school. After graduation, the bank will bear interest at the bank rate. Therefore, the sooner the user repays the loan, the user can pay less interest. Students applying for loans must submit a written application form with the seal and certificate of the Civil Affairs Bureau at or above the county level. The application should specify the family situation in detail, show the individual repayment consciousness, and indicate the detailed address, parents' work unit, contact telephone number and postal code. The maximum loan amount that each student can apply for each year does not exceed 8,000 yuan, and the loan period does not exceed 8 years. All loans are interest-free while students are at school. After graduation, the bank will bear interest at the bank interest rate.

To sum up, the state's policy on poor students is very good. The loan applied for by freshmen will not be submitted to the school finance department until the second year, so the tuition fees for the first year need to be paid by themselves, and then settled by the school finance department every year. After graduation, students can repay through the agricultural card.