Yitong loan payment group is a group of people waiting for payment. The payment of Yitong loan is unstable, so it is recommended to apply for a loan through formal channels. For example, the definition of Agricultural Bank of China and online chain refers to the small consumer loans issued by Agricultural Bank of China to individual customers of Agricultural Bank of China who meet certain conditions in cash, which are applied by individuals themselves, quickly received, automatically approved and sent by themselves.

I. To apply for a personal bank loan, the following conditions shall be met.

1, over 25 years old, with full capacity for civil conduct; And have permanent residence or valid residence certificate in China.

2. Have a certain occupation or stable economic income, and be able to guarantee the ability to repay the principal and interest on schedule.

3. Good credit record and all bad credit records.

4. It can provide legal and effective guarantee recognized by the bank.

5. Other conditions stipulated by the bank.

Second, the bank loan repayment matters needing attention

1, the loan application amount should be within our ability.

When applying for personal housing loans, borrowers must accurately judge the current economic strength and repayment ability, and at the same time accurately and objectively predict the future income and expenditure.

2. Please choose a loan bank to handle the loan.

For borrowers, if they buy existing houses or second-hand houses, they can choose their own loan banks. The more types of services provided by loan banks, the more flexible and diverse personal financial services they get, and the richer their services and products. From the standpoint of citizens, the more choices citizens have, the better.

3. Choose the repayment method that suits you best.

At present, there are basically two ways for individual housing loans. One is equal repayment, and the other is equal principal repayment. The advantage of the matching method is that the borrower can accurately grasp the monthly repayment amount and arrange the family economy in a planned way. Average capital repayment method is suitable for people who have strong repayment ability and want to repay a large sum of money at the initial stage of repayment to reduce interest expenses.

In addition, if the borrower withdraws the provident fund to pay the housing loan before the loan, the balance of the provident fund in the provident fund account is zero, and the amount of the provident fund loan is also zero, so it is impossible to apply for a provident fund loan. According to the provisions of the provident fund loan, after 1 year repayment, partial prepayment must be made, and the amount returned must exceed the repayment amount of 6 months.