1. Optimize the credit environment: The Suzhou Municipal Government is actively promoting banks and financial institutions to optimize the credit approval procedures and improve the loan service level. Accelerate the construction of credit information sharing platform and promote cross-institutional and cross-regional credit information sharing.
2. Small and micro enterprise loan support: The Suzhou Municipal Government has given some financial subsidies to small and micro enterprise loans, and established a financial service center for small and micro enterprises to provide loan consultation and application services for small and micro enterprises. At the same time, banks and financial institutions are encouraged to increase credit supply to small and micro enterprises.
3. Adjustment of mortgage policy: In view of the problems existing in Suzhou property market, the Suzhou municipal government began to implement strict mortgage policy in 20 19, including increasing the down payment ratio and raising the loan interest rate, aiming at curbing the excessive rise of housing prices and ensuring the public's demand for housing.
4. Green financial support: The Suzhou Municipal Government actively promotes the development of green finance and increases the credit supply for green industries such as environmental protection, energy conservation and new energy. At the same time, support banks and financial institutions to develop green financial products and promote the sustainable development of environmental protection industry.
5. Digital banking services: Suzhou Municipal Government encourages banks and financial institutions to speed up digital transformation and provide more efficient and convenient online loan services. Services such as online application and self-help loans will be gradually popularized, which will facilitate citizens to obtain financial support quickly.
In short, Suzhou's loan policy is constantly being optimized and adjusted to meet the diversified needs of citizens and enterprises. If you need a loan, you are advised to know the latest policies and requirements in time and choose a suitable bank or financial institution to apply for a loan.