10 100000 is the telephone number of Ping An Pratt & Whitney, a subsidiary of Ping An Group, which is usually used to contact customer service to see if there is a loan demand. After the customer confirms that he wants to borrow money, he needs to submit the loan information at the store, and Ping An has the relevant financial license. Therefore, it is safe to apply for a loan from Ping An HP. However, even if you apply for a loan by telephone, whether you can finally pass it depends on the qualifications of the lender. In addition, applying for Ping An HP loan also requires good personal credit information. If the debt ratio is too high and overdue, it may not pass the loan review after repeated inquiries.

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1. What are the application conditions for Ping An Pratt & Whitney?

As a lending institution under Ping An Group, Ping An HP's loan application conditions are as follows:

The applicant is between 23 and 55 years old and has full capacity for civil conduct;

2. Can provide real estate license, Ping An auto insurance policy, Ping An life insurance policy, or other financial proof;

Have a stable job and income, and have a stable residence in the place where the loan is applied, preferably for more than 6 months;

④ Personal credit information is good and there is no bad credit record.

2. Is Ping An HP loan legal?

Ping An HP Loan is a joint venture loan platform of China Ping An Insurance Group. It has a formal financial license and is legal. However, many borrowers report that the actual comprehensive interest rate of Ping An HP loan is not as low as officially advertised, and the comprehensive annual interest rate is suspected of usury, so borrowers need to be cautious. In addition, the lender of the loan is mostly lufax, not Ping An Bank, and the loan amount is not bank funds.

3. Has Ping An Pratt & Whitney passed the audit?

Whether Ping An Pratt & Whitney passes depends mainly on the applicant's personal qualifications. If the applicant has good qualifications, it is best to apply for Ping An Pratt & Whitney. If the applicant is not qualified, it is not easy to apply for Ping An Pratt & Whitney.

In short, as long as users meet the application conditions for Ping An Pratt & Whitney loans, it is easier to obtain loans through the audit of lending institutions. At present, as long as the loan conditions are met, it is easy to pass the examination and approval.

③ For loan applicants who have passed Ping An Pratt & Whitney, different products have different lending rates. Among them, I can complete the process of application, online approval and lending in 3 minutes at the earliest, and other unsecured loans can be completed in 2 hours at the earliest.

4. Is Ping An Pratt & Whitney a small loan?

No, Ping An Pratt & Whitney is a platform for providing loan services, which can provide large, small and mortgage loans, not just small loans. Of course, due to the low threshold for applying for small loans, many users apply for small loans on Ping An Pratt & Whitney, so their understanding of Ping An Pratt & Whitney mostly stays on small loans.