The loan cannot be repaid in advance, mainly because the loan does not support prepayment. When the user signs a loan contract, it is stipulated in the contract whether Hello supports prepayment. If prepayment is not supported, users will not be able to make prepayment.

Of course, most loans support prepayment, and only a few loans like Harrow can't prepay. If the repayment cannot be made in advance, the user can make repayment according to the repayment plan, and the interest cannot be reduced.