/kloc-in 0/8, we went to other places to do business, and we didn't have that much money, so we wanted to borrow some from our relatives. My husband had a good menstrual condition at home, so I thought it would be fine, so I borrowed it from my mother-in-law. Menstruation says that there is some money at home, and my cousin wants to buy a car, so he can't lend it to you, for fear that you can't afford it. My mother-in-law came back angry. My little brother has a small shop at home. I should be able to borrow some. My aunt said there was no money at home, so I reluctantly borrowed a little. But even this would not be enough Finally I borrowed some from the Internet. Because of the interest, we paid it back as soon as we had money, and there was no problem.

For those who are in urgent need, I don't recommend taking these loans because they have to be paid back regularly. If you just use them to improve your life and have no formal use, you'd better make money and forget about them.

If you need it urgently, you can learn from it, but you must abide by the rules.

/kloc-opened a restaurant in partnership with friends in 0/5, and never lost money for a year. 16 I got a 100 credit card when I paid the rent. I paid the rent for the first two months, but I couldn't afford the credit card when the business was bad! I contacted the online loan, borrowed the online loan, and borrowed a credit card of 10,000. After calculation, I have to pay back 15000 yuan. In this way, the hole became bigger and bigger, and finally I couldn't borrow the store and paid off my debt. My parents have harassed the hospital several times because of their age. I won't repay the online loan! At present, the credit card is returned by the app. Not limited to knowing that you can return it early. This is my own personal experience.

Borrowed an online loan because of gambling. These two things really make people think deeply. Rolling in the abyss is a tragedy to think about. Countless sleepless nights, unable to sleep, feel like the devil. It will be a real loss, even if you humbly borrow a few hundred dollars, so poor that you can't even pay the phone bill.

Two years ago, I had a happy family. My wife is a teacher and my daughter is in kindergarten. Start your own business, with a family income of about 300,000, a house and a car. At that time, business was ok. I liked to make friends, but after playing with them for a long time, I also played gambling and cheated my wife out to talk about business. In fact, I gambled day and night in the hotel, slowly losing my savings, and there was no money to deal with my business. I have been unwilling to lose my car.

Murder will out. After my wife found out, we argued every day. I have no money to borrow online loans, and I always want to earn it back, getting deeper and deeper. One day, when I got home, my wife filed for divorce, and I was speechless. Finally woke up, empty. I am alone now, delivering some takeout and repaying the loan. I hope to pay it back as soon as possible and get the recognition of my family.

Warning everyone, stay away from gambling, life can be beautiful.

Adults, it is best not to touch online loans, especially those who can't control themselves. No one should touch online loans easily.

Reasons for the rise of online lending. Now there are all kinds of online loans, mainly small online loans, big profits, fast repayment and ideal return on investment. For example, the flowers and loans of Alipay, JD.COM. The IOUs of COM, 360, etc. are all common online loans. Moreover, the APP has the borrower's basic consumption record, which can estimate the borrower's repayment ability. Generally, small amounts will not be repaid, so the platform repayment risk is very low.

The interest on online loans is high. Online loans generally take 7~ 14 days as the cycle, and the longest one should be 3 months, which is relatively rare. The interest rate you see is calculated for you in days. You can use *30 to calculate the monthly interest rate. Because the amount is also small, it seems that the interest rate is very low. Actually, it's more than 1 minute. Most importantly, many online loans are a one-time payment MINUS the first repayment amount, so they are very "profiteering".

Borrow urgent, not poor. If you are in a hurry to use money, you can borrow it within your repayment ability in a short time, but don't regard borrowing as a source of income, otherwise "supporting loans with loans" will kill you. This is actually the same as using a credit card. Never indulge in spending beyond your ability. Many college students have naked loans. I think we should treat their brains first. It's all broken, and reading more books can't save it.

Adults should be responsible for all their actions and never let their actions go beyond their abilities. Don't think that the amount of online loans is small, but the interest is high and the cycle is short. When you don't pay back again and again, raising a loan with a loan will kill you.

So, cherish life and stay away from online loans!

How are the adults? I think it's best for young people not to touch online loans.

Adults have been beaten and tasted spicy soup and spicy water. Even if you ask him to borrow money, he won't dare to borrow it indiscriminately. I'm really in a hurry. I should be in a hurry. He will also consider returning it immediately.

However, those young people don't understand that online loans are set, especially for those who don't know the depth. That's what you said when you took rat poison and couldn't get away.

There used to be a saying that bad gambling comes first. Now some young people borrow indiscriminately, which is no different from gambling.

Thinking about spending tomorrow's money at a young age. Spending money without sweating does not hurt, and I don't know my weight. Of course, the more you spend, the more you spend

Getting into this bad habit is like taking drugs. I guess I've been struggling to pay back the money all my life.

There is an idiom called, live within your means. Study these four words carefully, what the predecessors said is not nonsense. Sometimes I cry if I don't listen to the old man.

Feel thousands of lives and experience all kinds of lives.

Adults had better not touch online loans, especially those who can't control themselves. what do you think?

In life, some young people know nothing about online lending, but

If I feel ashamed, I will not hesitate to apply for online loans. It is precisely because of the lack of understanding of online loans that some lenders are getting deeper and deeper in online loans and cannot extricate themselves, but they have to answer the sentence that online loans are as deep as the sea. Then why is this happening?

First of all, there are many chaos in the online lending industry, and the water in the online lending industry is relatively deep. For those who don't know or know nothing about online lending, the risk factor of online lending is relatively high, because the online lending industry is chaotic, usury, beheading and violent collection.

Secondly, many people don't know much about online lending. From the small amount of online loans at the beginning, a multi-platform loan was finally formed to rob Peter to pay Paul. They couldn't go ashore for a long time, and when they entered the net, they were really as deep as the sea. Therefore, I hope that my friends will try not to apply for online loans easily. The online loan traps and routines of some small platforms are beyond the imagination of ordinary people. If you really need capital turnover, you should be cautious in applying for online loans and learn more about online loans, law and finance.

I've seen too many such examples. At first, I thought I could borrow some money and pay it back in a month. After a cycle, I borrowed more and more money, but I felt afraid to tell my family and continued to find more platforms to borrow, which led to more and more platforms to borrow, and finally my work and life were affected.

When you are ready to borrow money, see what you do. If you just spend money, can you guarantee the normal repayment of your income next month?

A few years ago, some college students fell into online loans and overestimated their repayment ability. They just want to borrow some money to buy an electronic product, and then repay it in installments every month, feeling that there is no repayment pressure. In fact, this has overestimated their repayment ability. If your income can make you have a surplus every month, then you really don't need to lend money for your own consumption!

When you come into contact with online loans, you will find it too easy to get money. If you don't have enough money, you will want to take online loans. If your income is low and your consumption is high, you will borrow again and again, and finally you will borrow more and more money. When you can't repay the money you borrowed for the first time, you need to stop and think about it. If the income is not enough, ask family and friends to pay back the money. Never borrow it again.

Just because a college student borrowed more than 8,000 online loans, he will pay back about 300,000 in a few years. He didn't dare to tell his family at first, but there was really nothing he could do at the back. Parents, teachers and students all received the call, but they didn't go to school later. The family tried to pay back the money. At first, it was several thousand yuan. At that time, he directly told his family that he could take out the money because he was afraid to say it and felt ashamed of his family.

When you owe online loans, first of all, don't raise loans with loans. Raising loans with loans will only get you deeper and deeper. It's better to find a family member to solve it, especially if you don't have a particularly good financial source. Don't be so proud. A friend who supports you will always support you no matter what happens. If you have no friends, you can make them again, but you will never have the courage, so this family will be ruined.

Family members went through a difficult period together. Once they have settled their debts, they will find jobs, work hard and save money. Don't touch online loans now.

I come from a small place, and my per capita salary is very low. Normal jobs are low-paid. Most of them are between 2000 and 3000. My income is not that high, but I owe 50,000 to 60,000 yuan in online loans. That's what I said, don't touch things that don't belong to me, online loan. This makes people have money that others can't have in a short time. I never thought I would owe so much money before, and I just became a member of this debt, and now I still owe a loan. I really never thought that I had nothing, and I was still burdened with evil online loans. The first time I came into contact with this credit card, I was still at work, and the credit card limit was 5000. At that time, our wages were suppressed for four or five months, and we often made ends meet. Then I began to learn to use credit cards, pay back the money first, pay off the loan at a minimum every month, and I can afford it. Slowly, the consumption limit became a habit, and the 5000 limit gradually rose to 30 thousand. The minimum monthly payment should be paid with all my income. I don't earn much, but I spend too much. My own excessive behavior made me go wrong step by step, so that I couldn't go back. The first time I came into contact with online loans, I started my business by changing my mobile phone. The salesman recommended it to me. I didn't think much at that time, so I downloaded it. I accidentally applied once, and there was a limit of 7200, 12 installment repayment. I thought to myself, if it is divided into 12 installments, and each month is not much, I will really apply. First, really, sometimes I can't control these things, and I think I'm not like that again and again, but every time it's time to pay back, I have to do that again. I know I went the wrong way, but I really went this way without hesitation. Originally, my family was not rich and my salary was not high, but I still walked on this wrong road, looking at my elderly parents and this not-rich family. I don't want them to bear it for me. I know my mother. Every time I am depressed, my mother can always see that I am abnormal. I don't want her to suffer for me anymore.

I can't stand it any longer. I've thought about it many times, so I'd better leave this world. Why do I make myself so tired? And let the whole family follow me to bear these things they shouldn't bear, but I don't have the courage. Now, I dare not let my family know, dare not go out, dare not meet people, afraid that they will burst my address book, afraid of being known, afraid of being laughed at, a man has lived like this, I admit that I am really weak, unlike a man, without any fighting spirit and courage to face it alone. Really, very tired, very tired.

I advise you not to touch online loans, because those things, things that don't belong to you, don't touch them!

People with poor self-control ability can easily bring more inconvenience and trouble to their study and life. Make yourself haggard and tired. Online lending is the temptation to let you fall into the trap of others step by step and do nothing. Online loans attack personal vanity, comparison and face. Let some people who lack social experience or take chances lose their senses and lose themselves. Being played by others, seeking pleasure and getting something for nothing. Sometimes I trust myself too much and lose myself. Therefore, everyone should have a correct three views, and don't build their own future for the sake of being quick; Your own life; Even the fate of the whole family. Manage your own desires, grasp the degree, don't do things beyond your ability limit, and do yourself rationally and practically …