Credit information can be inquired by the People's Bank of China and printed by the bank.

Second, can I apply for a loan without running water and credit information? There is no social security accumulation fund.

Hello,

It's hard to get

Satisfied with the answer,

Please adopt,

Thank you.

3. How to handle the credit information required for provident fund loans?

[em15] [em15] Hello everyone ~ Provide such detailed answers ~

Fourth, how to make the provident fund loan bank flow?

The way for banks to withdraw provident fund loans is: if there is a provident fund bank card, I will bring my ID card and bank card to the counter of our bank for printing. If it is self-management, you can go to the housing provident fund management office to print it. Bank flow refers to the deposit and withdrawal transaction records of bank current accounts (including current passbook and bank card). According to the nature of the account, it is divided into personal running water and enterprise running water. Bank running water is a kind of proof material to prove the income of individuals or companies, and it is also a necessary material to apply for loans from banks. There is no specific amount of bank loans. The relationship between bank flow and loan amount is roughly proportional, that is, the higher the bank flow, the higher the loan amount you can apply for. But this is not absolute. If there are other financial certificates, it will also affect the loan amount. Of course, the main factor affecting the loan amount is personal credit record. For applicants with overdue records, the bank may pass a small part of the loan amount or even not lend money. The solution of insufficient bank flow is as follows: 1. Increase the down payment ratio. The increase in the down payment ratio means that the proportion of loans needed is low. Therefore, when the loan ratio is low, the monthly supply ratio will naturally be low, and the bank flow data that needs to be provided will not be so high; 2. Provide proof of assets under the name. You can provide the bank with proof of assets in your name to prove that you really have the ability to repay; 3. Extend the loan term. The longer the loan term, the less contributions need to be paid each month; 4. Family members can provide proof of family income, and even proof of income of your parents, brothers and sisters can be submitted to the bank; 5. Self-made running orders or large deposits. Prepare multiple bank cards, transfer all the money to the bank card that opens the bank flow, deposit it regularly every month, and take it out next month. Banks check the running water, only looking at the receipts and deposits, not the accounts. In this way, they can increase traffic, but they need to start operation six months in advance.