According to the signed loan contract, the repayment method of interest and principal is as agreed. If the agreement is to settle interest on an annual basis, repay the principal in one lump sum at maturity, and repay the interest for one year, as well as borrow interest on a quarterly basis and repay the principal in one lump sum at maturity; Borrow interest quarterly and repay the principal in installments.

the purpose and scope of loans issued by credit cooperatives are to determine the "order of capital use" according to the national industrial policy and their own financial strength under the premise of ensuring the funds needed for agricultural production, that is, planting and breeding industries first, other agriculture, township enterprises, individual businesses, members' life and other businesses later.

if its own financial strength is possible, credit cooperatives can provide loan support as long as the projects allowed to be produced and operated by national policies and decrees can realize the expected economic benefits and return to the borrowers.