1, money loan
Ignoring risk control, the new loan amount is generally between 1 1,000-50,000 yuan, and the new user borrows about 5,000 yuan for the first time. It is also a relatively easy loan platform at present. The loan can be completed within 65,438+00 minutes at the earliest, and it can be successfully received on the same day.
Step 2 have money to spend
Youhuahua is a product of Baidu Xiaoman, and Youhuahuaman Easy Loan is also one of the online loans with a relatively high pass rate at present, with a quota of 1 and a maximum of 200,000, which can meet the borrowing needs of many people. As long as the credit is good, you can apply.
Step 3 go back
Also, it is the platform for accompanying payment. Although it is relatively unpopular, the payment rate is really good. The official copy also said that the payment amount will be made on the same day, regardless of credit information and liabilities. The amount is generally between 1, 000-50,000 yuan, which is very practical for solving the problem of temporary funds.
4. Banyan loans
Banyan Tree loans are approved more, and the approval is easier to pass. There is no requirement for credit reporting, which is only suitable for very short-term needs. Generally, loans are made on the same day, and the amount of loans ranges from 1000 yuan to 50,000 yuan. Generally, the first loan amount is several thousand yuan.
5. Sina staging
At the time of application, you must be at least 20 years old, and your mobile phone number is real-name registration system for 6 months. You can apply for a loan with your ID card, with a quota of 1000-30000 and a term of 1- 12. Quick approval is also a popular loan product in the near future.
Published on 202 1-09- 1523:39.
What are the formal microfinance platforms?
It is recommended to choose formal channels to handle loans. If you need to apply for a small cash loan, China Merchants Bank launched a lightning loan business. At present, you can apply through the mobile banking app, or you can check whether you are eligible to apply.
1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.
2. If you have a savings card of China Merchants Bank, you can log in to mobile banking and click "My → All → Loan → Flash Loan" to apply for flash loan. Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.
3. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 300,000 yuan, subject to the loan page. If you have obtained the qualification of lightning loan, you can log in to the mobile banking APP of China Merchants Bank or the online banking "lightning loan" module to check your maximum application amount. The minimum amount of a single withdrawal is 1 1,000 yuan, and the maximum amount does not exceed the limit, and it must be an integer multiple of 1 1,000.
4. There are two ways to apply for a loan within the lightning loan limit:
(1)/kloc-lend within 0/5 minutes, and automatically approve within 5- 10 minutes. Lend immediately after approval, and notify the result by SMS.
(2)t 1 day loan. T 1 day will be verified by phone, and the loan will be arranged after confirming the information. If you don't answer after three times of active contact, the application fails and you need to apply again.
Tips: ① If there is no automatic lending within 5- 10 minutes, it is normal to wait for telephone review. The approval progress cannot be directly queried, and the approval result shall prevail.
(2) When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.