Financing loan is a real and reliable investment platform, belonging to P2P platform. There are some advertisements for banks, small loans and guarantee companies. After you fill in the information, a salesman will call you to prepare the information and handle it at home. As long as you don't pay the upfront fee, you won't be cheated.
Rongxiang Loan (Beijing Rongshiji Information Technology Co., Ltd.), a typical format of "Internet plus finance", is a new type of online financial service company, which uses big data, search and other technologies to visually present financial products of hundreds of banks to users. _ Jingshan ⒂20 1 1 year, the mobile financial intelligent product selection platform provides search and comparison services for financial products such as loans, credit cards and wealth management. 20 15 _tar VC invested, 2017116, and Jianpu Technology, a subsidiary of Rong360, was officially listed on the New York Stock Exchange with the stock code "JT".
1. There are many ways to apply for a loan. You can apply for a loan from the bank by mortgage. A more convenient way is to apply for a personal credit loan. It is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security. The application conditions of loan consumer products: mainly divided into two parts: age requirements and information requirements.
1) Age requirements: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application.
2) Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
2. Matters needing attention in loan are as follows:
1) When applying for a loan amount, we must be moderate and fully consider the financial situation and financial habits of individuals and families. Usually, the monthly repayment amount should not exceed 50% of the total family income. Keep a good credit record. Once the credit record is bad, it will directly affect the operability of the loan and even be rejected by the bank.
2) Provide real personal information to the bank when lending, cultivate a good sense of honesty from the beginning, and never provide false information, otherwise it may be included in the "blacklist" of banks and rejected by all banks; Notify the bank in time when personal information changes.
3) The loan applicant should have a stable source of income and have the willingness and ability to repay. Office workers should provide proof of unit salary, bank running water and so on. , and companies or self-employed individuals should provide information on their operating conditions, and provide bank running water, physical assets (such as real estate) and financial assets (such as bank deposit certificates and government bonds).