Legal analysis: two people who don't get a marriage certificate can buy a house together, that is, two people's names can be written on the real estate license, so the house belongs to two people with the same property, and there is a * * * relationship. It is impossible to implement the same loan when lending, and one of them must be confirmed as the main lender. When making a loan, both parties need to negotiate and confirm the relevant matters of the loan. For example, both parties confirm that one party is the main lender and negotiate to determine the proportion and amount of their respective loans. Among them, when lending, they can't use their housing provident fund to lend together. Ready to buy a house: estimate the actual purchasing power according to the financial strength and repayment ability of both parties, and determine the location, area, price, floor and orientation of the house according to the needs of work and life. House selection: you can check from newspapers, TV or related real estate websites to comprehensively and carefully inspect the housing information. On-the-spot house inspection: before choosing a house, you should know the basic knowledge such as floor area ratio, greening rate, pool and apartment type. Negotiate and sign a sales contract: the buyer and the seller must put their rights and obligations into words to confirm the house. After signing the purchase contract, the two men took the household registration book and ID card to the marriage registration office of the Civil Affairs Bureau where one of the men and women was located to get the marriage certificate. With the marriage certificate, one party's account will be moved to the other party's account book. Carry the household registration books, identity cards and marriage certificates of both parties to handle the house transfer procedures, and obtain the house ownership certificate and the state-owned land use certificate.
Legal Basis: Judicial Interpretation of House Sales Contract Article 4: The seller accepts the down payment paid by the buyer as the guarantee for concluding the house sales contract by subscription, order, appointment, etc. If the house sales contract cannot be concluded due to one party's reasons, it shall be handled in accordance with the provisions of the Deposit Law. If the house sales contract cannot be concluded, the seller shall return the deposit to the buyer.