Compared with commercial loans, provident fund loans have more advantages in interest rates. Therefore, most friends will choose provident fund loans when buying a house. In recent years, with the gradual improvement and transparency of the auction process, the auction far below the market price has entered the sight of more buyers, so can the auction use provident fund loans? With the popularity of inclusive finance, in today's society, buying a house with loans has become the main way for people to buy a house. Compared with commercial loans, provident fund loans have more advantages in interest rates. Therefore, most friends will use provident fund loans when buying a house. In recent years, with the gradual improvement and transparency of the auction process, auction houses far below the market price have entered the sight of more buyers. Can auction houses use provident fund loans?

First, how to buy a house through legal loans?

There is no definition for the down payment of auction house. Pay the deposit first, then make clear the final payment according to the auction results, and then put the final payment into the bank where the court opens an account before a certain time according to the court regulations.

After successful bidding, there are two ways to pay the balance:

1. Pay in accordance with the regulations in the auction publicity of the collateral webpage, and promote the offline transfer to the emergency disposal enterprise;

2. If the webpage states that Alipay wallet can pay the final payment, you can pay the final payment according to the Taobao order within the time specified by the court. Please do not pay according to the order information if it is not indicated on the webpage.

Second, can you make a provident fund loan?

Court auctions generally only accept commercial service loans and cannot apply for provident fund loans.

The mortgage loan of auction house is different from the second-hand house, mainly because the auction house is disposed by the court, which requires the auction money to be credited to the account designated by the court within a specified time.

If the full payment is not completed within the specified time, the court will think that it regrets the auction and needs to confiscate all the deposit. What's more, it will be considered to disturb the judicial execution procedure and bear the auction loss and transaction price difference of the re-auction.

This stipulated time generally refers to 7- 10 working days, which makes it impossible for banks to follow the normal mortgage process.

That's it? How to buy a house through legal loans? Can I get a provident fund loan? ? In this paper, people who want to buy a house through law need to know the process and payment method of legal auction. If they can't pay after the auction, they will regret the auction and serious credit information will be recorded.