1. Is there any difference between a small win wallet and a small win card loan?
Xiaoyin wallet and Xiaoyin card loan are service products of Xiaoyin Technology, and Xiaoyin wallet was only launched in August 218. It is said that it is the second loan of Xiaoying Card Loan. Low threshold, low interest rate, fast lending and ensuring the security of user information are the highlights of the software. Whether it's credit card repayment or mobile phone installment shopping, it can help you handle it easily. A short and quick request can lend you money quickly and deal with your cash problem immediately after the trial is passed. Winning wallet can think that we provide a credit line of up to 6, yuan, and there are loan application lines and consumption lines. Among them, the loan application amount can be used for cash withdrawal, and the consumption amount can be directly paid online and offline. There are three modes of small win card loan: credit card repayment, small win easy loan and elite loan. Among them, the elite loan has the highest credit line, which can reach 15, yuan, the loan period is as long as 3 years, and it also supports the authorization of Taobao account withdrawal. Small win wallet and small win card loan request threshold are similar, and the requirements for borrowers are not very high. However, it is relatively more difficult to request a small-winning credit card loan, and the credit card application record should be better. In addition to cash withdrawal, Xiaoyun wallet can also be used for online shopping and offline payment. The application scenario of small win card loan can be used for cash withdrawal and credit card repayment.
II. Introduction to the Software
Xiaoyin Card Loan has specially created three unique business scenarios, namely "Xiaoyin Daily Life Consumption Staging", "Xiaoyin Credit Card Consumption Staging" and "Xiaoyin Shopping Mall Consumption Staging". Based on the portrait characteristics and consumption needs of users, it provides users with mobile phone numbers, online celebrity beauty cosmetics, household appliances, luggage and leather goods, jewelry watches, creative industrial design products, virtual recharge services, and so on. Since its launch in December 216, Xiaoying Card Loan has established long-term and stable cooperative relations with 1 partners. Xiaoying Card Loan activates private domain traffic through social fission methods such as MGM (User Recommended User), and carries out refined operation throughout the user life cycle.
according to China's laws and regulations, an annualized loan interest rate above 36% belongs to usury, which is illegal. Judging from the current situation of small win card loan, the annualized loan interest rate is within 36%, which is a legal loan.