When the provident fund can be used to buy a house, you can use the provident fund loan. If it is a car loan, you can't use the provident fund loan, you need a commercial loan.
Provident fund loan conditions:
1. On-the-job employees who have full capacity for civil conduct and have paid the housing provident fund in full;
2, continuous normal deposit of housing provident fund for more than twelve months;
3, in the administrative area of the purchase and construction of self-occupied housing, and has paid more than the prescribed down payment ratio of the purchase price;
4. Good personal credit, stable economic income and the ability to repay the loan principal and interest;
5. Agree to use the purchased house as loan collateral, or provide a guarantee recognized by the management center.