Provident fund loans can generally be approved within 20 days. Provident fund loans, the staff will generally tell you that it takes ten days, ten working days, that is, twenty days.

Take your house purchase contract and provident fund card. Household registration book, ID card, go to the provident fund to submit. The audit usually takes 3-5 working days. After the audit, go to the provident fund, sign a loan contract, and then wait for the loan.

Article 26 of the Regulations on the Management of Housing Provident Fund

Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.

2. How long can the provident fund loan application be approved after it is accepted?

Provident fund management. Staff usually say 10 working days.

First, submit the house purchase contract, provident fund card, household registration book and ID card to the provident fund. The audit usually takes 3-5 working days. After the audit, go to the provident fund and sign a loan contract. Pending loan.

Generally speaking, I am not very busy, and I can pay in half a month.

3. How long does it take for Zhangjiajie provident fund loan to buy a house?

You can use provident fund loans after paying 12 months.

But the premise is that the developer agrees that you need to go through a certain process and spend a certain amount of time agreeing to use the provident fund loan.

4. How long does it take to approve the provident fund?

We know that provident fund is a method used by many people at present, which is relatively easy to handle, but it takes a long time to have an approval process. The following small series will tell you how long it takes to approve the provident fund.

1. Generally speaking, it takes 7- 10 working days for spare parts and money to be submitted to the buyer and seller for approval. Lending time: in the process of group lending, it is also the process of issuing the certificate first and then lending. Generally speaking, it takes 45 working days for approval, but at present, the bank's money is tight and the time will be relatively long.

2. Generally, after all procedures are completed, the handover is completed. It depends on whether there are any special requirements, but we should communicate with the seller. On the day of transfer, the buyer and the seller will go to the bank to sign a commercial loan contract, and then the buyer and the seller will go to the exchange to handle the transfer procedures.

3. After signing the commercial loan contract, it is necessary to leave the original passbook of the buyer and the seller at the host office. After the new property right certificate is issued, you can send a copy to the appraisal office. After the evaluation report comes out, the amount of provident fund loans of the buyer's customers, such as years and qualifications, will be preliminarily reviewed. The combined loan contact sheet and evaluation report will be sent to the commercial loan bank for review (it takes 5- 10 working days for the bank to review).

4. After the signing of the provident fund loan contract 13 working days, part of the provident fund loan will be released, and part of the commercial loan will be released within 3-5 working days after the completion of the public loan.

How long can the portfolio loan be approved? The approved time is related to the borrower's application time (whether it is the peak season), loan amount, loan method, lending institution and other factors. Therefore, the preparation of relevant documents is also related to the processing time.

Summary: So much time for approval of provident fund. We know that the approval time also depends on the actual situation, and it will be easier to handle if the relevant documents are ready.