Will a loans overdue affect others?
Will affect other loans. Because now is a credit society, not only people's credit reports record personal credit, but also private credit reporting agencies are constantly improving, including big data, which will record more detailed data of users, such as e-commerce data, so they will affect each other.
If the overdue loan of the user is in the credit investigation, then if the user applies for other platforms in the future, the institution will conduct loan approval inquiry. When bad credit records are found, it will naturally affect the loan approval results of users on the new platform.
Of course, folk big data and the People's Bank of China's credit data system have not been fully connected, and there may be cases where users can apply to banks and licensed financial institutions even if they are not on the credit platform in loans overdue. However, with the improvement of credit data, negative consequences will also appear. It is suggested to pay off as soon as possible without leaving credit stains.
The above is about "Will a loans overdue affect others?" . Generally speaking, it will still have an impact, and it is not recommended to extend the time limit. In addition, considering the comprehensive qualification and repayment ability of users, it is not recommended that users apply for loans at will or frequently, or apply according to their own needs and abilities.