Current location - Loan Platform Complete Network - Loan intermediary - 250 thousand landed to buy a Volkswagen SUV. What is the difference between Volkswagen Tan Yue and BMW X 1 in terms of car purchase and car maintenance costs?
250 thousand landed to buy a Volkswagen SUV. What is the difference between Volkswagen Tan Yue and BMW X 1 in terms of car purchase and car maintenance costs?
Choosing a car with a chicken head or a phoenix tail has always been a puzzling problem for many people. Recently, some fans turned to Xiao Zhi for help. The situation is as follows: The young couple is going to buy an SUV of about 250,000 yuan, and the wife tends to buy a low-priced BMW X 1, which is a luxury brand after all. My husband thinks that the low-priced BMW X 1 is not as good as the high-priced version of Volkswagen Tan Yue, and he is also worried about the car maintenance cost of BMW X 1 in the later period.

How to choose a budget of more than 200,000 yuan, mainstream large-space SUV, Volkswagen Tan Yue and BMW X/KLOC-0? Xiao Zhi made a comprehensive comparison of the product strength of these two cars. So in today's "Lessons from Money and Cars" column, Xiao Zhi will help you calculate the difference between the high-end Volkswagen Tan Yue and the low-end BMW X 1 in terms of car purchase and car maintenance, so as to facilitate your judgment.

On the choice of vehicle models, Xiao Zhi found that the 330TSI two-wheel drive premium model of Volkswagen Tan Yue and the SD sDrive20Li fashion model of BMW X 1 are very close in the terminal bare car price. At present, Volkswagen has a cash discount of more than 30,000 yuan in many places, but the preferential strength of BMW X 1 will be slightly different according to the powertrain. The preferential strength of BMW 1.5T will be slightly greater than that of 2.0T, and it can reach 20% discount or even lower in many places.

Although the terminal bare car prices of the two cars are similar, Volkswagen Tan Yue still has a great advantage over BMW X 1 in car purchase cost. First of all, Volkswagen Tan Yue can provide a loan scheme of "30% down payment and 24 interest-free installments", while BMW X 1 can only provide low-interest loans with an annual interest rate of 3.88%, and the loan interest difference between them is more than 6,000 yuan. Secondly, most of the BMW models purchased in 4S stores need to choose high-quality decorations of about 65,438+0,000 yuan, which will undoubtedly increase the cost of car purchase for consumers. In addition, in terms of loan fees and authorized service fees, BMW's standards will be slightly higher than that of Volkswagen. In the end, from the perspective of total car purchase expenditure, did Volkswagen explore 330TSI? Compared with BMW X 1? SDrive20Li fashion model is expected to be about 22 thousand cheaper.

In terms of maintenance cycle, Volkswagen needs to carry out the first insurance at 5000 km, and the second insurance at 10000 km, and then the maintenance cycle is 10000 km. The maintenance cycle of BMW X 1 is 10000 km, so there is little difference between them. In addition, Volkswagen Tan Yue can provide a free first warranty, but the first warranty is semi-synthetic engine oil, which requires an extra fee to replace all synthetic engine oil, while BMW X 1 does not provide free maintenance at all.

Volkswagen Tan Yue's 2.0T vehicles need to add 5.5L of engine oil for each maintenance. According to the calculation in synthetic engine oil, the cost of minor maintenance is 1080 yuan, which is not cheap. However, the price of air conditioning filter and air filter in 4S shop is reasonable, and the man-hour of each product is only 100 yuan. Although Volkswagen's 7-speed wet dual clutch is known as "maintenance-free for life", Xiao Zhi still suggests that you change the gearbox oil once every 3 years/60,000 kilometers, which can improve the smoothness and service life of the gearbox. Finally, the maintenance fee for the first 60,000 kilometers of Volkswagen Tan Yue 2.0T model 1082 1 yuan.

BMW X 1 1.5T uses 4.25L engine oil each time, and the minor maintenance cost is only 899 yuan, which is cheaper than Volkswagen Tan Yue. However, in terms of replacing air filters, air-conditioning filters and gasoline filters, the price of 4S shops of BMW X 1 is generally higher. In addition, the replacement cost of gearbox oil and antifreeze is high. The maintenance cost of the first 60,000 km of BMW X 1 1.5T model is14,975 yuan, which is much higher than that of Volkswagen Tan Yue's 2.0T model.

From the power form, both cars adopt the power combination of "turbocharging +7-speed dual clutch", which has obvious fuel-saving guidance. The BMW X 1 uses a three-cylinder engine. It stands to reason that its fuel economy will have more advantages than Volkswagen Tan Yue, so who will have lower actual fuel consumption in the end?

Through a real car owner's fuel consumption statistics software, it can be found that BMW x 1.5T model wins with a slight advantage, and 20,000 kilometers a year is expected to save 700 yuan's fuel costs compared with Volkswagen's exploration of Yue. Generally speaking, these two cars are large-space SUVs with the same price, and from the perspective of daily driving power reserve, Xiao Zhi is more optimistic about the power combination of Volkswagen's exploration of Yue. Although the fuel consumption is slightly higher, it is worthwhile to get more power.

Finally, according to the comprehensive cost of car maintenance, the 2.0T low-power version of Volkswagen Tan Yue can only save 675 yuan in car maintenance cost compared with the BMW x 1.5T model. To tell the truth, for consumers at this price, the difference in car maintenance costs within 1000 yuan per year can be ignored. As for the maintenance cost, the normal accident insurance company will compensate, but the quality stability after the three-year warranty period is really hard to say. However, Xiao Zhi believes that the failure rate of these two cars should be within the controllable range as long as they are properly maintained. Moreover, the market share of these two cars is very good, so it will be more convenient to replace the auxiliary parts in the future, and the maintenance cost can be controlled to a certain extent.

Through Xiao Zhi's calculation, it can be found that for Volkswagen Tan Yue and BMW X 1, the actual total car purchase cost is actually more than 20,000 yuan. However, in terms of car maintenance costs, these two cars are basically close, and they are also within the affordability of most consumers. If it were you, would you like to spend 20,000 yuan more on the entry-level version of BMW X 1, or would you like to save 20,000 yuan to choose the high-end model of Volkswagen Tanyue?

This article comes from car home, the author of the car manufacturer, and does not represent car home's position.