Student-origin student loan is a form of student loan and a credit loan, without guarantee or mortgage. The student source loan institution is China Development Bank, which is aimed at poor college students. Freshmen from ordinary colleges and universities with financial difficulties in their families and students who meet the conditions for loans from their places of origin may apply before entering the school.
First, the conditions to be met in applying for student loans.
To apply for a student loan, you must meet some conditions. Students who apply for student-origin student loans are college students, freshmen who have obtained a true, legal and effective admission notice, or China students who have been formally admitted to full-time ordinary colleges, higher vocational schools or junior colleges. Not including foreigners. On the other hand, it is about the household registration of applicants for student-origin student loans. Applicants for student-origin student loans must have their own household registration and parents' household registration before entering school. Applicants for student-origin student loans are unable to pay basic tuition fees due to family financial difficulties and great economic pressure.
Second, student loans have harsh conditions and many restrictions.
The school where the student-origin student loan applicant attended or the school where the applicant was admitted has been covered by the student-origin student loan; This is one of the conditions that students need to meet when they apply for loans from their places of origin. It is harsh and has many restrictions. In addition to the students themselves, applicants for student-origin student loans also need a * * * borrower. Student loans have a special system login entrance. The applicant fills in the basic information such as name, ID number, city (county) funding center, university name, completes the registration of the student-origin loan system, submits the student-origin loan application, waits for approval, and signs the loan contract.
3. Students' loans that meet the application conditions must be submitted to the relevant student loan system. After registration, there will be a loan application review process. For those who apply for a loan for the first time, they should go through the loan formalities on the spot. In some areas, students will be required to bring a list of tuition fees and accommodation fees to be paid in the next year issued by colleges and universities when applying for student-origin loan. If the original * * * who applied for a loan has changed with the borrower, it is necessary for the borrowing student and the changed * * * to sign a contract with the borrower on the spot.
Regarding the loan conditions of students' origin, the materials to be submitted for the application have been sorted out. Generally speaking, the loan conditions of students' origin are harsh and have certain restrictions.