Bank interest rates are usually expressed in (percentage), and the so-called percentage is "a few thousandths". For example, if you deposit 10000 yuan in the bank, it means 100 interest a year, or if the bank lends you 10000 yuan, it means the principal plus 100 interest. Of course, there is nothing so cheap.

Two, the bank loan interest is generally a few percent.

Fenheli is a traditional loan interest-bearing unit in China, as follows:

Annual profit 100 yuan;

Earn in January 10 yuan;

Daily profit 1%, daily income 1 yuan.

At present: 4.35% within one year (including one year) and 4.75% within one to five years (including five years); More than five years. The rate is 4.35%; One to five years (including five years) 4.75%; The five-year term is subject to the actual loan interest rate of the bank, and the specific loan interest rate is subject to the actual interest rate.

The bank loan interest rate refers to the amount of interest managed by the People's Bank of China and this amount during the loan period. The benchmark interest rate set by the bank and the actual contract interest rate can fluctuate within a certain range on the basis of the benchmark interest rate. With banks and other financial institutions as lenders, negotiations can only be conducted in accordance with the bank interest rate stipulated by the People's Bank of China. If the loan interest rate is high, the repayment amount of the borrower will increase after the loan term, otherwise,

Third, the bank interest is equal to a few cents.

Centimeters and cents are units, and10cm is one point.

People often say that the interest rate is monthly, such as 5%, which is five thousandths of the monthly interest rate.

The interest rate of bank loans is a few percent of the annual interest rate. Divide by 12 every month to get the monthly interest rate.

The interest on bank loans depends on personal circumstances and loan products. For example, mortgage loan is different from mortgage loan. Mortgage interest rates is low and interest rates are generally high. Then, if the personal qualifications are good, you can get lower loan interest.

So in this case, the interest rate of different bank loans may be a few points, or it may be a few points.

Four, the bank loan interest is generally a few percent.

Fenheli is a traditional loan interest-bearing unit in China, as follows:

Annual profit 1%, i.e. 1%, and annual loan income 100 yuan;

Monthly income 1%, that is, 0. 1%, January lending income 10 yuan;

Daily profit 1%, that is, 0.0 1%, and daily loan income 1 yuan.

At present, the benchmark interest rate of loans in China is as follows: 4.35% within one year (including one year) and 4.75% within one to five years (including five years); More than five years, 4.90%; That is, the loan interest rate within one year is 4.35%; One to five years (including five years) 4.75%; More than five years, 4.90%. The actual loan interest rate of domestic banks will be adjusted on the basis of the central bank's benchmark interest rate, and the specific loan interest rate will be subject to the actual interest rate.

Bank loan interest rate refers to the ratio of interest amount to principal amount during the loan period. The interest rate in China is managed by the People's Bank of China. The bank loan interest rate refers to the benchmark interest rate set by the People's Bank of China, and the actual contract interest rate can fluctuate within a certain range on the basis of the benchmark interest rate. The interest rate of loan contracts with banks and other financial institutions as lenders can only be determined through consultation within the upper and lower interest rate limits stipulated by the People's Bank of China. If the loan interest rate is high, the repayment amount of the borrower will increase after the loan term, otherwise it will decrease.