1. Query personal credit information
In recent years, with the tightening of online loan supervision, most formal mobile loan platforms need to conduct credit reporting. Therefore, we inquire about what mobile loan platform we want to borrow from by inquiring about the personal credit report.
2. Inquire about Alipay authorization
Some small loan service platforms will check the sesame comprehensive scores of loan consumers, and such credit products will report sesame credit scores, so we can log in to Alipay, find "Security Settings" in Alipay page settings, and then click "Account Authorization" to check the authorized third-party loan service platform, so that we can see which online loans you borrowed.
3. SMS query
When applying for online loans, you can provide your mobile phone number. The mobile phone number is for the loan platform to contact the borrower. Usually, most mobile phone loan platforms will set SMS reminders, and the platform will send SMS reminders to borrowers for repayment. If the borrower is overdue, the service platform will send a short message to remind us. We can check the previous short message records and see which software to use to apply for a loan.