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The process of handling loans:

1. The borrower submits loan application materials to Ping 'an Puhui;

2. Preliminary examination of the application materials submitted by the borrower;

3. Ping An Pratt & Whitney examines and approves loan applications that meet the loan conditions through preliminary examination and credit investigation;

4. If it is approved, notify the borrower to go through relevant procedures such as signing, lending, mortgage or pledge; If it fails to pass the examination and approval, it shall explain to the borrower;

5. The loan contract takes effect and the loan is issued;