Housing loans can be replaced by the permanent population registration form, and both the household registration form and the permanent population registration form have legal effect.

To buy a house in Guangzhou, you must pay social security/individual tax in Guangzhou for five consecutive years, or you must have a Guangzhou hukou. According to the current housing purchase restriction policy in Guangzhou, the non-restricted areas are Zengcheng District and Conghua District, and other areas are restricted areas. Foreigners want to buy 1 apartments in Zengcheng District and Conghua District of Guangzhou without any conditions.

If you want to buy a house in Huangpu, Nansha, Liwan, Tianhe, Haizhu, Panyu, Baiyun, Huadu and Yuexiu, you need to meet the condition of "continuous payment of social security or individual tax for more than 5 years (including 5 years)". Or Guangzhou hukou.