If you are 18 years old and want to get a loan to buy a car, you can, but you must meet the corresponding loan conditions.

Information required for car loan:

1. Original ID card, household register or other valid residence documents, and provide copies;

2. Occupation and proof of economic income, personal account statement for the past 6 months;

3. Car purchase agreement, contract or letter of intent to purchase a car signed with the dealer;

4. Required by the cooperative agency other documentation.

Extended information:

There is an age limit for car loans. Generally, you must be over 18 years old and have a stable job and income to apply. However, many banks or car finance companies stipulate that to apply for a car loan, the applicant must be at least 22 years old and no more than 60 years old.

Since banks are not easy to handle car loans, you can choose to apply for a car loan at a local auto finance company, or go to a local 4S store to apply for a credit card installment car purchase. As long as the applicant has enough down payment, has the ability to repay, and has a good credit record, it can be applied for. The specific process is as follows:

1. Consult and sign a contract first

Car buyers go to bank business outlets for consultation, mortgage car buyers go to bank business outlets for consultation, and the outlets have recommended them to users. A special dealer who has signed the "Automobile Consumer Loan Cooperation Agreement" with the bank.

2. Select the car and sign the agreement

Go to the dealer to select the car to be purchased, sign a car purchase agreement with the dealer, go to the dealer to select the car to be purchased, and sign with the dealer Sign a car purchase agreement and specify the car model, quantity, color, etc.

3. Loan will be issued after passing the review

The bank will notify the car loan applicant within fifteen working days after the loan application is accepted, and sign the "Car Loan Applicant" with the loan applicant who meets the loan conditions. Consumer Loan Contract". The maximum automobile consumption loan amount shall not exceed 60 to 80 yuan of the car purchase price (different among loan banks), and the maximum loan period shall not exceed three to five years (different among loan banks). If the user does not meet the loan conditions, the bank will return the application materials to the applicant.

Note: When applying for a car purchase loan, the borrower needs to provide a personal loan application, a valid identity document, proof of occupation and income, as well as basic family conditions, a car purchase agreement, supporting documents required for guarantee, and documents required by the lender. Other conditions. ?

Baidu Encyclopedia ?——Car loan