Current location - Loan Platform Complete Network - Loan intermediary - Operation mode of guarantee company
Operation mode of guarantee company
first, there must be a registered capital of not less than 5 million; There are relevant business personnel, including real estate appraisers, brokers, lawyers, etc. Of course, there must be a fixed business place. I don't know whether to set up a car loan guarantee company or a house loan guarantee company. Car loans are linked with car dealers and banks, while mortgage loans are linked with provident fund centers, commercial banks, real estate development enterprises and district real estate exchanges. The specific business of the company can be divided into departments such as acceptance, guarantee, evaluation, finance, integration, risk, archives, electronic information, agency and business replacement.

acceptance refers to receiving the materials of the borrower and signing the guarantee agreement.

Guarantee refers to establishing business contacts with banks and provident fund centers, and studying loan methods and guarantee business together.

evaluation refers to the evaluation of second-hand houses to determine the amount of loan guarantee, and sign a cooperation agreement with the development enterprise to evaluate the project situation and construction of the development enterprise.

finance refers to salary

comprehensive refers to labor insurance supplies

risk refers to daily collection litigation and execution.

archives refer to archives

electronic information refers to local area network system

agency refers to handling property right certificate and mortgage registration for borrowers.

business replacement refers to the handling of houses and the development of intermediary services.