Current location - Loan Platform Complete Network - Loan intermediary - Housing loan in Changzhou 2 16000. How much do I have to pay back every month after 20 years?
Housing loan in Changzhou 2 16000. How much do I have to pay back every month after 20 years?
If it is a provident fund loan, the interest rate is 4.9% according to the benchmark interest rate for more than five years.

Repayment method: equal principal and interest

Loan type: provident fund loan

Total loan: 2 16000 yuan.

Repayment time: 20 years (***240 months)

Total repayment: 339,263.79 yuan

Repayment interest: 123263.79 yuan.

Monthly repayment: 14 13.6 yuan.

-

If it is a commercial loan, according to the benchmark interest rate, the interest rate for more than five years is 7.05%.

Repayment method: equal principal and interest

Loan category: commercial loan (calculated by total loan amount)

Total loan: 2 16000 yuan.

Repayment time: 20 years (***240 months)

Total repayment: 403,472.29 yuan.

Repayment interest: 187472.29 yuan.

Monthly repayment: 168 1. 13 yuan.