2. If it is a residential apartment, foreigners are limited to 1 set, but they must meet the requirements of having no room in the urban area and paying social security or individual tax for more than two years. Two sets are restricted locally, and there is already a suite. If they buy a house again, they have to collect evidence in the first suite for three years.
When buying an apartment in Changsha, the materials and certificates provided must be true and effective. If the relevant departments find that buyers submit false materials or conceal personal information, they will face legal responsibilities and bear related losses. And you can't apply for buying a house again in the next five years, so there are strict requirements for apartment purchase. Before buying, you'd better know clearly.
And the purchased property cannot be listed and traded in the next five years after handling the real estate license. Only after the specified time can it be transferred and sold. If there is an increase, the land transfer fee will be paid with reference to 30% of the difference between the same house price and the total house price.
Although the apartment price is 20% to 30% lower than the normal house price, which can effectively alleviate the economic pressure of buyers, in the mortgage process, only commercial loans can be used, and the down payment is not less than 50% of the house price. Not only is the interest rate higher, but it can only be loaned for ten years at the longest, which means that the monthly supply pressure is much greater. At the same time, the charges for apartments are mostly implemented according to commercial standards, and the cost of living is relatively high.
Finally, the apartment is not easy to change hands, and it needs to pay various taxes and fees, which often accounts for 10% of the house price, which makes many buyers far behind. Moreover, the rental income is not ideal, the cost is high, and it takes a long time to recover the cost. Moreover, its property right is up to 50 years, and it needs to pay a high transfer fee beyond the time limit, so it is still necessary to make a comprehensive balance when purchasing.
What are the precautions for buying an apartment in Changsha?
1, geographical location and supporting facilities.
Mainly depends on whether the geographical location, business environment, transportation and other aspects of the apartment to be selected are complete, and whether it is convenient to live and travel.
2. Pay attention to housing property rights.
According to the relevant regulations, the nature of the right to use the house is consistent with the right to use the land, and the nature of the commercial house is only residential land, commercial land and industrial land. Buyers only need to check the land use column in the land use certificate of the property, and it is clear at a glance whether it is residential or commercial.
3. Define the purpose of purchase.
If you are buying a house for financial management, it is recommended to choose a business apartment. Compared with office buildings, this kind of apartment has lower rent and is more popular with small enterprises. In addition, it is also important that the supporting facilities, security system and surrounding traffic network of the house are perfect. If it is self-occupied, it is recommended to choose a residential apartment. Because most commercial apartments are airtight, they cannot meet the basic needs of life.
4. Choose a brand developer with good reputation.
Generally, a good enterprise has a sense of responsibility and is recognized by the public. Pay attention to choose areas with superior location, convenient transportation and mature commercial facilities.
5. The size of the house should be appropriate.
If it is a small attic apartment for rent, the area should be as small as possible, and it is not advisable to choose a house that is too big. A house of 50-80 square meters is easy to rent and the rental price is reasonable.