Microfinance banks are either unwilling to lend or the interest rate is ridiculously high. You go to an online loan supermarket called Yin Ji Online, and the services they provide there are quite comprehensive. And the range of choices is quite large. And you can intuitively find the interest rate corresponding to each bank. It's quite convenient. I suggest you go to the online bank, or call them directly, and they will know more directly. They also offer more varieties. There should be a product suitable for you.