If the eggshell loan of Weizhong Bank has been issued, it cannot be cancelled. At this time, it is necessary to repay the loan principal and interest according to the contract. If the eggshell loan of Weizhong Bank has not been issued, you can call customer service to cancel the contract. Loans that have been issued must be returned on time, otherwise they will be uploaded to the credit information after the deadline, which will lead to poor personal credit information.
However, Weizhong Bank has announced that users who rented loans overdue before March 3, 20021year will not upload it to the credit information center for the time being. Danke Apartment is a high-end white-collar apartment brand under Ziwutong (Beijing) Asset Management Co., Ltd., which was established in Beijing on June 20 15. In October 2020 10, Danke Apartment was caught in a debt collection storm due to arrears of landlord rent and tenant refund.
Weizhong Bank was founded by well-known private enterprises such as Tencent, Baiyeyuan and Liye Group. It is the first private bank and internet bank in China. Headquartered in Shenzhen, Guangdong Province, it was approved by the menstrual supervision agency on 20 14 and 12. Committed to providing differentiated, characteristic, high-quality and convenient financial services for the general public and small enterprises.
Users must pay attention to the contents stipulated in the contract when handling daily loans, and at the same time measure their repayment ability and know what to use for income repayment. If your personal income is relatively high, you can rest assured that you can borrow money at this time. If your personal income is relatively small, you should be cautious in handling loans at this time.
Will eggshell loan have an impact if it is refunded?
You apply for a loan on the loan platform. If you quit, your loan will not be affected. As long as you repay the loan on time according to the loan contract, there will be no overdue situation.
Weizhong Bank: Eggshell rental loan customers can settle the loan without continuing to repay.
On February 4, 65438, Weizhong Bank announced that it promised to extend the remaining loan principal of eggshell rental loan customers without interest before February 3, 20231,and will continue to study measures to protect customers' rights and interests. Weizhong Bank said that for eggshell rental loan customers, the prepaid rent owed by Danke Apartment after the rent withdrawal will be used to offset the customer's loan in the bank. Then Weizhong Bank settled the loan.
The full text of the announcement is as follows:
public notice
To Weizhong Bank's rental consumer loan customers:
On February 2, 2020, 65438, the bank issued an announcement, promising to extend the remaining loan principal of eggshell rental loan customers without interest before June 65438+February 3 1 in 2023, and will continue to study measures to protect customers' rights and interests. The latest progress is announced as follows:
1. The bank has formulated a legal and compliant scheme, which can realize the settlement of the loan even if the customer of the eggshell rental loan does not continue to repay the loan.
Second, the specific scheme is: after the eggshell rental loan customer cancels the contract, he signs an agreement with our bank to use the prepaid rent owed by Danke Apartment to compensate the customer's loan in our bank. Then our bank settled the loan.
Three. The above scheme involves a lot of work and needs the cooperation of many parties. We will promote its implementation as soon as possible and open it to customers no later than 65438+February 3, 20201.
Four. Prior to this, the bank will still implement measures of no collection, no deduction, no interest and no influence on credit records. For eggshell rental loan customers who have not completed the registration of residence information, please log in to WeChat official account as soon as possible to register relevant information. After all the preparatory work is completed, we will issue a separate announcement to provide specific operational guidelines for the above plan. Please pay attention. It is hereby announced. Shenzhen Qianhai Weizhong Bank Co., Ltd. 65438+February 4, 2020
How to Cancel Eggshell Weizhong Bank Loan
There is no way to cancel. If the tenant of Danke Apartment has applied for a rental loan through Weizhong Bank and paid for it, the page will display "Loan Application Successfully", indicating that the loan funds have been paid to the user's bank card, and the loan cannot be cancelled at this time. However, the user's payment plan has changed, so he can choose to pay off the loan in advance the next day, so that the user only needs to pay the interest for one day.
Take WeChat version 8.0. 18, Apple13 (iOS15.3.1system) and Huawei mate40(HarmonyOS2 system) as examples. Weizhong Bank was founded by well-known private enterprises such as Tencent, Baiyeyuan and Liye Group. It is the first private bank and internet bank in China. Committed to providing differentiated, characteristic, high-quality and convenient financial services for the general public and small enterprises.
Danke Apartment is a high-end white-collar apartment brand under Ziwutong (Beijing) Asset Management Co., Ltd., which was established in Beijing on 20 15 and opened branches in Beijing and Shenzhen. On June 5438+065438+ 10, 2020, Danke apartment was caught in a debt collection storm due to arrears of landlord rent and tenant refund.
Weizhong Bank launched "micro-loan" on 20 15, but it can only be used by inviting users, and different users will get different credit lines when using it. Users must return it on time after use, and there can be no overdue situation, because there will be penalty interest after overdue, and the longer the time, the more penalty interest.