Trap 1: Many people don't know much about cars, and even some consumers don't have basic knowledge about cars and have a good understanding of car models. It is easy to make bad car dealers profitable and sell an entry-level car as a luxury class, so it is very important to choose a large-scale and formal trading market when buying a car.

Trap 2: Raise the price When the formalities have been completed and the car can be picked up, the car dealer makes a request. For various reasons, consumers have to pay a certain amount of fare on the original car to pick up the car.

Trap 3: use contracts to deceive consumers. If consumers don't look carefully, they are likely to hide various traps. For example, the contract indicates that the repayment method is equal principal and interest repayment, but the personal car loan details printed by consumers in the bank are in the form of increasing principal and reducing interest.

Trap 4: 0 interest rate car buyers often have a variety of car dealers under the banner of zero interest rate loans to attract the attention of car buyers. However, there is an extra handling fee in the loan purchase price, which is calculated according to the percentage of the purchase price. Of course, this part of the cost will not be written in the promotional advertisement. Trap 5: 1 yuan auto insurance 1 yuan auto insurance sounds like a good deal. Although it includes the benefits of motor vehicle theft and third party insurance, it is actually necessary to buy other commercial insurance, and other messy expenses will actually cost more money. Trap 6: There is a high probability that there will be new cars or stock cars that are not allowed, such as special cars and direct cars. No one wants to get a new car and looks for a lot of new cars, so pay attention to this situation.

Trap 7: sign a blank contract. Some car dealers will cheat consumers into signing blank contracts. When a consumer goes through the formalities of buying a car with a dealer, the dealer will make a verbal commitment first, and then let the consumer sign the blank contract. However, after the completion of consumer loan procedures, when consumers saw the credit contract, they found that the loan amount was different from the previously promised price.

Trap 8: Car dealers have no credit qualification. Some car dealers have no credit qualification, but they take the consumers who buy cars by installments to the dealers with credit qualification to go through the installment payment procedures.

Trap 9: Although the problem of secondary mortgage is rare, consumers should also be wary of their cars being mortgaged by dealers for the second time, leading to fraudulent loans.

Trap 10: Don't be fooled by daily supply and monthly supply. Sometimes, when some loan companies publicize, they do not explain the loan interest rate, but use daily supply and monthly supply to publicize. Low-cost repayment will impress consumers, but when the loan interest rate is actually calculated, the interest rate will be high. Trap 1 1: consumers charge more for car loans, and dealers deliberately charge more, and they don't provide consumers with bank loan contracts, so that consumers can't detect them.

Trap 12: Failing to handle the loan according to the agreed standards. Some loan companies often give a lot of promises when consumers go through the formalities, but in fact they can't succeed. At this point, consumers demand a refund of the handling fee and bear the loss of loan interest, and the loan company will not solve it.

Trap 13: The liquidated damages dealers use the complexity of loan procedures and calculation methods to deliberately shorten the repayment period of loan contracts, thus causing consumers to default and then defrauding consumers of extra money.